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License Guide / Microsoft 365 for home

Microsoft 365 for home

Subscriptions for home users and the one-time purchase Office 2024 editions.

Plans to compare
Microsoft 365 for home: rows show features, columns show plans.
FeatureMicrosoft 365 Basic1 personMicrosoft 365 Personal1 personMicrosoft 365 Family1-6 peopleMicrosoft 365 Premium1-6 peopleMicrosoft 365 Pro1-6 peopleOffice Home 20241 PC or Mac, one-time purchaseOffice Home & Business 20241 PC or Mac, one-time purchase
Storage and email
OneDrive cloud storage[6]In Family, Premium and Pro, storage is a single pool shared among all members; files remain private to each person.
Outlook.com mailbox[1]
Ad-free Outlook.com[2]
Apps
Office desktop apps[1]
Office web and mobile apps[2]
Access (PC only)[1]
Microsoft Forms[1]
Microsoft Teams[1]
Update model[1]One-time Office 2024 purchases do not include upgrades to the next major version.
Copilot
Copilot in apps[1]In Family, Premium and Pro, AI features belong only to the subscription owner and cannot be shared.
Research and analysis agents[1]Agents that produce cited research reports and data analysis with visualizations.
Copilot features exclusive to Premium and Pro[3]
Using Copilot with work files[1]Multiple account access must be enabled in the employer's business subscription.
Security
Microsoft Defender (personal)[1]
OneDrive ransomware protection[1]
  • Included
  • Available as add-on
  • Not confirmed in official sources
  • Not included
  • Shared storage model: new and upgraded Family/Premium subscriptions come with shared storage from October 8, 2026. Existing subscribers move to this model at their first renewal on or after May 2, 2027.
  • Microsoft 365 Pro is a new plan: it offers 1-6 people, 5 TB of shared storage and the highest Copilot usage limit.
  • Office Home 2024 and Office Home & Business 2024 are one-time purchases installed on a single PC or Mac. Office Home 2024 does not include desktop Outlook; Outlook is only available as the free, ad-supported version.
  • Microsoft 365 Basic has no AI features; Word, Excel and PowerPoint are only available as free versions on the web and mobile.
  • Only one consumer subscription can be active on a Microsoft account at a time.

Sources

  1. Compare Microsoft 365 plans (individuals)
  2. Microsoft 365 Basic
  3. Microsoft 365 Pro
  4. Microsoft 365 Family
  5. Microsoft 365 Premium
  6. Changes to Microsoft 365 storage

Last updated: 16 October 2026